Key terms, as the firm publishes them

All figures below are taken from the plan table and FAQ on the firm’s own website and from its Terms of Service, last updated 25 October 2024, both read on 16 August 2026.

• Challenge fees, 2-Step: $31 ($6,000 account), $97 ($15,000), $149 ($25,000), $269 ($50,000), $375 ($100,000), $750 ($200,000).
• Challenge fees, 1-Step: $54, $112, $186, $289, $450, $889 across the same six account sizes.
• Profit targets: 2-Step is 8% in Phase 1 and 5% in Phase 2. 1-Step is a single 10% target.
• Maximum overall loss: 10% on the 2-Step, 6% on the 1-Step.
• Maximum daily loss: 5% on the 2-Step, 3% on the 1-Step.
• Profit split: the plan table says “Performance Reward Upto 95%”, the FAQ says “70-80%”, and Terms section 4 says “Up to 80%”.
• Minimum trading days: 3 on the 2-Step, 2 on the 1-Step, and the FAQ requires those days to be profitable by “at least 0.50% of your total account balance”.
• First withdrawal: 21 days on the 2-Step, 3 days on the 1-Step. Withdrawal fee of “Up to 3.5%” charged by third-party processors.

The refund contradiction is the whole review

Most prop firms refund the evaluation fee, but they attach it to an event. FTMO states the mechanism plainly on its own site: “Receive a 100% refund of your initial fee with your first reward withdrawal.” The refund is a rebate paid out of the first payout.

The Funded Pro publishes no such mechanism. Its pricing table carries a row labelled “Refundable Fee” with the parenthetical “(We refund the full price)”, and the FAQ says “Your challenge fee is fully refundable upon success.” Section 5 of the Terms, headed “FEES & REFUNDS”, then states that a non-refundable fee grants access to evaluation, that all payments are final, that there is no refund once a single trade has been placed, that a refund is requestable only if there has been no trading activity within seven days, and that add-ons are permanently non-refundable.

Read together, the two documents describe a refund available only to a trader who never trades, and nobody passes without trading. The marketing promise and the binding contract are not merely inconsistent, they are mutually exclusive. The Industry Spread found no clause reinstating the refund on a pass, and no separate refund policy page exists on the domain.

This is a sharper version of a pattern the cluster has seen before, where a firm’s contract and its FAQ disagree on drawdown and payout. Here the disagreement is on the single number a buyer weighs before paying.

The Terms are invisible to anyone who does not run JavaScript

The Terms are not served at a conventional URL. The footer link points to /?page=terms-of-service, a query parameter on the homepage, and requesting that address returns markup byte-identical to the homepage, verified by checksum. The terms text exists only inside a JavaScript bundle assembled after load. Fetching the same address with a Googlebot user agent returns zero occurrences of the word “non-refundable”.

The contract a buyer is told they “irrevocably accept” is therefore not retrievable by any crawler, archiver, or reader with scripting disabled, and cannot be cited as a standalone page. That is a documentation failure of the same family as a refund page that has quietly disappeared, except that here the document was never independently addressable at all.

Payouts: what is published, and what could not be verified

The firm publishes four headline statistics: “10,000+ Challenge Participants”, “750+ Funded Traders”, “$770K+ Annual Projected Profits” and “67% Longer Evaluation Period”. The third is the one to read twice, because it is a projection, not a record of money paid. The Funded Pro publishes no cumulative payout total, no payout count, no processing time and no audited payout data of any kind. By contrast FundedNext displays “$306.9M+ Total Rewarded” and a “40 hours Avg. Processing Time” on its home page. The first two figures imply roughly 750 funded accounts from more than 10,000 purchases, a pass rate near 7.5%, presented without methodology or date.

Could not be verified. Trustpilot maintains a profile for thefundedpro.com, but the page returns HTTP 403 to automated retrieval, as does Trustpilot’s business-unit API and the site’s own embedded TrustBox widget, which never resolves past “Initializing TrustBox…”. The Industry Spread therefore cannot state a Trustpilot score or review count for this firm, and does not. Nor could we verify any individual payout claim, the identity of the “authorized financial partners” that section 4 says process payouts, or the existence of the “Rise” processor beyond its mention in the Terms.

The rules that actually void accounts

Section 3 of the Terms lists absolute prohibitions, and several are broader than the marketing suggests.

Automation is banned outright: “Using bots, AI, scripts, or automated trading systems.” That excludes expert advisors entirely, on a firm whose FAQ advertises MT4 and MT5, platforms whose principal advantage is automation.

Two rules are administrative rather than about trading at all. The Terms prohibit “Using different IP addresses for dashboard and trading platform” and “Mismatched email registration across platforms (e.g., dashboard vs Tradovate)”. A trader who opens the dashboard on mobile data while the terminal runs on home broadband has, on a literal reading, breached. The sanction is not graduated: “Violation = instant termination. No refund. No warning.” Section 6 adds that “Termination is final. No appeals. No reinstatement.”

One rule resists reading altogether. The Terms prohibit “Risk-to-reward ratios worse than 5:1” without defining which side of the ratio is which, leaving traders unable to determine compliance in advance. The plan table shows a tick beside “News Trading”, yet section 3 separately bans “Trading during extreme gaps or illiquid conditions”, a discretionary category that can absorb most news events.

The Terms also describe products that are not for sale. Section 2 lists the tracks as the 2-Step Challenge, an “Express Challenge” and “FundedPro Lite”. The pricing page sells a 2-Step and a 1-Step. The 1-Step is absent from the Terms, and neither Express nor Lite appears on the site. Section 2 says rules “are defined in our FAQ/Rules section and are binding upon purchase”, but no Rules section exists.

The 1-Step costs more and demands more

The single-phase track is priced above the two-phase track at every account size: 74% more at $6,000 ($54 against $31), 24.8% more at $25,000, 20% more at $100,000. It also asks a 10% profit target against a 6% total loss budget, a target-to-drawdown ratio of 1.67:1, where the 2-Step asks 8% against a 10% budget in Phase 1, a ratio of 0.8:1. Skipping a phase is sold at roughly double the risk-adjusted difficulty and a higher fee.

How the terms compare

Term	The Funded Pro	FTMO	FundedNext
Fee, $100,000 2-step	$375	Fee refunded in full with first reward withdrawal	Fee refunded with first payout after funding
Refund mechanism in contract	None. Terms s.5: “All payments are final”	“Receive a 100% refund of your initial fee with your first reward withdrawal”	Refund tied to first profit withdrawal
Phase 1 / Phase 2 target	8% / 5%	10% / 5%	Featured plan lists 12% maximum loss limit
Max overall loss	10% (2-Step), 6% (1-Step)	10%	12% on featured CFD plan
Max daily loss	5% (2-Step), 3% (1-Step)	5%	No striking system advertised
Advertised profit split	95%, 70-80% and 80% in three places	Up to 90%	85% reward share on featured plan
Minimum profitable days	3 (2-Step), 2 (1-Step), each at 0.50%	Not stated on how-it-works page	2 per phase
Published payout total	None. “$770K+ Annual Projected Profits”	Not stated on pages reviewed	“$306.9M+ Total Rewarded”
Named legal entity	None disclosed	FTMO s.r.o., VAT CZ699005540	Not disclosed on home page

Regulatory posture and the operating entity

There is no named legal entity. The Terms open by describing the firm as “a performance-based capital allocation firm founded by Destiny Isibor, operating globally from Rodney Bay, St. Lucia”. No company name, no registration number, and no incorporation certificate appears anywhere on the site or in the Terms. Section 12 sets governing law as St Lucia with disputes “resolved exclusively in the courts of St. Lucia”, which means a trader would be litigating in a Caribbean jurisdiction against a counterparty the contract never names. Attempts to reach the St Lucia corporate registry during this review returned no response.

The postal address is internally inconsistent. It reads “Ground Floor The South Bay Rodney Village, Rodney Bay Gros-Islet, Saint Lucia, Laborie, St. Lucia”, combining Gros-Islet in the north of the island with Laborie in the south.

The contact address in the Terms is a second problem. Sections 7 and 13 direct disputes and correspondence to support@fundedpro.com. The firm’s own footer gives support@thefundedpro.com. The domain fundedpro.com, without the definite article, is not controlled by this firm: it redirects to a signup page on an unrelated brand carrying a referral code. A trader following the escalation instruction in the Terms before initiating a chargeback would be emailing a domain the firm does not own, while section 7 warns that “Initiating a chargeback without resolution” triggers a permanent ban and a 45 to 60 business day reactivation process.

The firm is not regulated, and challenge accounts are simulated, which the FAQ confirms: “challenge phases use simulated capital with full automation. There’s no real financial risk until you’re verified and move to a live funded account.” Services are unavailable to residents of the United States, Australia, Brazil, Japan, Turkey, Indonesia and a list of smaller territories. Founder Destiny Isibor is quoted in the About section: “Empowering traders to turn talent into success is what drives us every day.” That is the only on-the-record statement from anyone at the firm we could locate.

Naming also invites confusion. The Funded Pro is a separate business from FunderPro, from Funded Pro Trader and from Funded Pro Fx, each of which maintains its own Trustpilot profile. It is not a rebrand or white-label of any firm previously reviewed here, and the Terms name no parent, group or technology provider beyond the KYC vendors Veriff and Sumsub. Firms that publish two different countries of incorporation at least publish one. This one publishes none, and firms that write unusually aggressive clauses into their terms, such as a two-year ban on negative reviews, tend to be signalling how disputes will go.

Frequently asked questions

Is The Funded Pro’s challenge fee actually refundable? The pricing table and FAQ say yes, in full, on success. The Terms say no: the fee is non-refundable, all payments are final, and no refund is available once a single trade has been placed. Since passing requires profitable trading days, both cannot hold. Treat the fee as non-refundable until the firm reconciles the documents.

What profit split does the firm pay? Three figures are published: up to 95% in the plan table, 70-80% in the FAQ, and up to 80% in Terms section 4. The Terms govern, so 80% is the defensible ceiling, and a withdrawal fee of up to 3.5% from third-party processors reduces the net further.

Can traders in the United States use it? No. The Terms list the USA among prohibited jurisdictions, alongside Australia, Brazil, Japan, Turkey, Indonesia and Curacao.

What is The Funded Pro’s Trustpilot score? The Industry Spread could not establish it. Trustpilot returns HTTP 403 to automated requests for this profile, its API is likewise blocked, and the TrustBox widget on the firm’s own homepage does not load. We will not publish a score we cannot retrieve.

Are the accounts real money? Challenge accounts are simulated, per the FAQ. The firm says traders move to a “live funded account” after verification, but publishes no broker name, execution venue or audited payout record to support that.

How does it compare to a firm that owns its broker? Poorly on disclosure. FTMO names a legal entity, a tax identifier and a regulated broker. The Funded Pro names a founder, an island and a support inbox on a domain it does not control.

This review is independent editorial analysis and is not financial, investment, or trading advice, and is not an endorsement or solicitation. The Industry Spread has no affiliate or referral relationship with the firms covered. Proprietary trading challenges carry a fee that is generally non-refundable, most participants do not reach a funded account, and funded capital is the firm’s capital, not the trader’s. Terms change frequently — always verify current rules directly with the firm before paying any fee.