Global fintech revenue hit $504bn in 2025, up 22% and 4x faster than banks, per BCG and FT Partners — but an AI-foundational divide now splits the winners.
MiCA Title VI bans crypto insider dealing and manipulation EU-wide from 2024, forcing CASP surveillance and STORs — while the UK's MARC waits until 2027 and the US relies on anti-fraud law.