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Category: Fintech

Klarna to power Apple Upgrade device leases from July 28

Apple Upgrade launches July 28 with Klarna behind it — a 36-month lease book that makes Klarna's US bank charter a funding necessity, not an optimisation.

Lloyds lends PremFina £400m as bank credit outpaces VC

Lloyds has lent PremFina £400m. In the week to July 17, credit facilities outraised equity two to one across fintech - much of it from bank balance sheets.

Fourthline and Veridas merge as fintech deal count falls 26%

Fourthline and Veridas will merge into a 115m-check identity platform as fintech funding rises 22.7% but deal counts fall 25.7%, concentrating capital.

Capital One open-sources VulnHunter with a model dependency

Capital One released its agentic code-security tool under Apache 2.0 on July 16. It requires Claude Opus 4.8, which makes 'open source' complicated.

Ant International raises $1.2bn as agentic payment standards split

Ant International closed a $1.2bn Series A at a $10bn valuation, funding an agentic payment protocol that competes with the card networks' x402.

Revolut wins Australian ADI licence in a neobank graveyard

APRA granted Revolut a full ADI licence on July 21, 2026. Two of the last independent Australian neobank cohort handed their licences back.

Alpaca raises $435m and targets prime brokerage entry

Alpaca's $435m raise is majority debt - a balance-sheet signal, not growth capital, as the brokerage API provider targets prime broking and hedge fund clients.

Visa, Mastercard and Amex join x402 body for agentic payments

Visa, Mastercard and Amex are premier members of the Linux Foundation's x402 Foundation, the new open-governance body standardising AI agent payments over HTTP.

Nayax refuses to pay as leak deadline lands July 21

Nayax refused a ransom with the attacker's July 21 leak deadline live. Its shares fell 11% a day before the filing - the leak site beat the disclosure.

PayPal board rejects $53bn Stripe-Advent bid as too low

PayPal's board rejected the $53bn Stripe-Advent offer as inadequate. Why the Braintree antitrust remedy is cheap and price, not regulators, is the block.

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