Verdict
OneUp Trader suits futures traders who want a cheap, subscription-priced evaluation — from $65 a month for $25,000 — at one of the oldest firms in the category, founded in 2016 and still selling as of August 1, 2026. It does not suit traders whose strategies run large open profits: the trailing drawdown is calculated intraday, on unrealised gains, which voids accounts other firms’ end-of-day models would spare. Biggest caveat: enforcement is unforgiving — the loudest recent complaint is a $6,000 payout denied and three accounts terminated over a micro-contract limit breach — and third-party data on the firm is unusually contradictory, so verify every rule on the firm’s own pages before paying.
Key terms at a glance
- Monthly evaluation fees: $65 ($25,000), $75 ($50,000), $150 ($100,000), $175 ($150,000), $325 ($250,000), each with a 7-day free trial, per OneUp Trader’s published pricing as of August 1, 2026.
- Evaluation: single-step, no time limit; 6% profit target and a minimum of 15 trading days, per TradingFinder’s 2026 profile.
- Drawdown: 3.5% trailing, calculated intraday including unrealised gains — but it stops trailing at the initial starting balance once earned back.
- Profit split: 100% of the first $10,000 in funded profits, 90% thereafter.
- Payouts: weekly cadence reported by reviewers; the firm’s site advertises free, unlimited withdrawals from day one — reviewer-reported $1,000 minimums conflict with this, so confirm before funding.
- Platform: NinjaTrader-centred futures stack; no data or platform fees charged on top.
- Entity: OneUp Trader LLC, Wilmington, Delaware, US.
What OneUp Trader is
OneUp Trader is one of the survivors. Founded in 2016, the Delaware-registered futures firm predates almost every brand in the funded-account boom, and it is still selling evaluations in a year Finance Magnates counts roughly 50 prop-firm closures. Its model is the classic single-step futures evaluation: pay a monthly subscription rather than a one-off fee, hit 6% without breaching a 3.5% trailing drawdown, trade at least 15 days, and receive a funded account of $25,000 to $250,000. The firm’s own copy leans on two differentiators, verbatim: funded traders “keep 100% of their first $10,000 profits” on the 90% split option, and the trailing drawdown “STOPS at the initial starting balance” — a genuine structural kindness compared with rivals whose drawdown, as OneUp’s marketing puts it, “NEVER stop[s] trailing”.
The payout record
The verifiable positives are real. Trustpilot scores the firm 4.7 out of 5 across more than 2,400 reviews — among the strongest sustained ratings in futures prop — and a decade of operation with continuous payouts reported by reviewers is itself evidence no one-year-old rival can match. What could not be verified: OneUp publishes no audited payout totals, no third-party payout tracker covers it comprehensively, and the withdrawal fine print is inconsistent across sources — the site advertises free unlimited withdrawals from day one while 2026 reviewer summaries report a $1,000 minimum per payout and differing processing fees by method. One more discrepancy is worth flagging because readers will encounter it: the aggregator TheTrustedProp currently lists the firm as closed with a 1.9 user score, per its unclaimed profile page — a status flatly contradicted by the live, transacting website and active Trustpilot flow we checked on August 1, 2026. We report the conflict rather than resolve it; it is a reminder that prop-firm aggregator data is not audit-grade.
The rules that void accounts
The intraday trailing drawdown is the mechanism that ends most OneUp accounts. Because the 3.5% limit trails the account’s high-water mark in real time — including open, unrealised profit — a trade that runs $4,000 into the money and retraces to breakeven can breach the limit even though the closed-trade ledger never went negative. End-of-day trailing models, used by several competitors, only mark the limit at session close and would survive the same sequence. The second enforcement surface is position sizing: funded accounts carry contract and micro-contract scaling limits, and the firm polices them to the letter — the recent complaint cited above lost a $6,000 payout and all three linked accounts for briefly exceeding the permitted micro count. Third, the 15-day minimum makes the subscription clock real: fast traders still pay at least one month, and a failed evaluation means paying again — fees are non-refundable and there are no free resets. None of this is unusual for futures prop; what is unusual is how binary the enforcement outcomes reported by traders are.
How OneUp Trader compares
| Term | OneUp Trader | Take Profit Trader | Bulenox |
|---|---|---|---|
| Evaluation pricing model | Monthly subscription ($65–$325) | Monthly subscription | Monthly subscription |
| Evaluation steps / target | 1 step, 6% | 1 step, 6% | 1 step, ~6% by tier |
| Drawdown model | 3.5% trailing, intraday, stops at initial balance | Trailing, EOD on funded (PRO) | Trailing or EOD by account choice |
| Split | 100% of first $10,000, then 90% | Up to 90%, daily payouts with a $50 fee catch | 90%, balance cap forces regular payouts |
| Payout cadence | Weekly (site: unlimited from day 1) | Daily available | Standard cycles, cap-forced |
| Free trial | 7 days | None equivalent | None equivalent |
Sources: each firm’s published terms as of August 1, 2026; see The Industry Spread’s Take Profit Trader review and Bulenox review for the full rule breakdowns.
Regulatory posture
OneUp Trader LLC is a Delaware company at 1007 N. Orange St., Wilmington. Like effectively every futures funded-account firm, it holds no CFTC registration and is not a member of the National Futures Association — evaluations and funded accounts are simulated or firm-capital environments, the subscription fee is not an investment, and no compensation scheme or ombudsman stands behind a disputed payout. That regulatory vacuum is precisely what the CFTC’s open consultation on funded-trader oversight, closing November 30, 2026, may change — context covered in our analysis of how prop-trading regulation is diverging and, on the licensing side, what a financial licence actually buys in 2026. A decade of operation is a meaningful trust signal in this category; it is not a substitute for regulation, and traders should price both facts.
FAQ
Is OneUp Trader legit?
OneUp Trader has operated since 2016 — ancient by prop-firm standards — holds a 4.7 Trustpilot score across 2,400+ reviews, and was verified live and selling on August 1, 2026. It is not a scam on the observable record, though one aggregator’s conflicting “closed” listing and reports of strict rule enforcement justify double-checking every term on the firm’s own site.
How much does OneUp Trader cost?
Evaluations are monthly subscriptions: $65 for $25,000, $75 for $50,000, $150 for $100,000, $175 for $150,000 and $325 for $250,000, each with a 7-day free trial. Fees recur until you pass or cancel, are non-refundable, and a failed evaluation requires a new paid month — there are no free resets.
What is OneUp Trader’s profit split?
Funded traders keep 100% of their first $10,000 in profits, then 90% thereafter, per the firm’s published terms. Reviewers report weekly payout processing; the site itself advertises free, unlimited withdrawals from day one. The discrepancy on minimum withdrawal amounts across sources is worth resolving with support before you fund.
How does OneUp Trader’s drawdown work?
The 3.5% trailing drawdown is calculated intraday, on unrealised gains — an open winner that retraces can breach it even if no closed trade lost money. The offset: trailing stops permanently once the limit reaches the initial starting balance, unlike firms whose drawdown trails forever. Both halves of that design matter to strategy fit.
Is OneUp Trader regulated?
No. OneUp Trader LLC is a Delaware company with no CFTC registration or NFA membership, which is the norm for futures funded-account firms. Accounts are simulated or firm-capital, and disputes are governed by the firm’s own terms. The CFTC’s consultation on funded-trader oversight, closing November 30, 2026, may redraw this perimeter.
This review is independent editorial analysis and is not financial, investment, or trading advice, and is not an endorsement or solicitation. The Industry Spread has no affiliate or referral relationship with the firms covered. Proprietary trading challenges carry a fee that is generally non-refundable, most participants do not reach a funded account, and funded capital is the firm’s capital, not the trader’s. Terms change frequently — always verify current rules directly with the firm before paying any fee.
Abdelaziz Fathi
Abdelaziz Fathi covers the intersection of forex/CFD brokerage, regulation, liquidity, fintech, and digital assets. With a B.A. in Finance and hands-on industry exposure, Aziz blends analytical rigor with clear storytelling to make complex market structure understandable for traders, brokers, and fintech professionals.
