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Regulation
Enforcement, licensing and rule-making from the SEC, FCA, CySEC, ASIC and the rest.
188 stories since 2018 · page 4 of 10
August 2026
How EU, UK and Singapore converged on frontier-AI ICT risk
MAS and the three ESAs both routed frontier-AI risk into existing operational-resilience supervision within three days. That raises exposure, not lowers it.
The EU’s Retail Investment Strategy traded a ban for benchmarks
The EU dropped its inducements ban in the December 2025 RIS deal and replaced it with a value-for-money product gate that gives supervisors more leverage.
Dubai’s two-regulator problem: VARA vs DFSA licensing in 2026
VARA covers Dubai outside the DIFC, the DFSA covers the DIFC, and the CMA replaced the SCA federally. A decision framework for crypto and FX firms.
Finfluencer regulation hardens: licences, charges, takedowns
From the FCA's criminal charges to the UAE's mandatory licence, finfluencer rules hardened fast - five rulebooks now split the UK, Australia, France, UAE and US.
New York’s Kalshi suit tests the Third Circuit’s shield
New York sued Kalshi on July 31 seeking treble fines, defying the Third Circuit's preemption ruling.
What an FX licence buys after ASIC’s record A$830m year
ASIC's record A$830m penalty year exposes the gap between top-tier and offshore FX licences: capital, leverage, compensation and enforcement compared.
July 2026
Law 1194918-8: Russia’s licensed crypto market opens September 1
Russia's crypto law takes effect September 1, 2026 with licensed exchanges, capital-tiered depositories and retail caps - while the payments ban stays intact.
Only 20% of EU crypto firms cleared MiCA before the deadline
MiCA's transition closed on 1 July 2026 with 244 authorised CASPs out of 1,200+ registered firms. What the 20% conversion rate means for wind-downs and enforcement.
PSD3 uncaps APP fraud liability as the UK stops at £85,000
The EU's PSR reimburses PSP-impersonation fraud in full with no cap. The UK stops at £85,000. Singapore guarantees nothing. Cross-border firms need three engines.
FCA moves MiFID equity transparency into its own Handbook
FCA 2026/30 rehouses MiFID RTS 1 equity transparency into MAR 11A.7 from September 28, 2026 - and hands the UK unilateral control as the EU builds its tapes.
SEC marketing rule and FCA gateway converge on endorsements
The SEC, FCA and ESMA now police the compensated endorsement through three incompatible mechanisms.
ESMA says the EU binary-options ban already covers event contracts
ESMA told firms on July 3 that event contracts meeting the MiFID II test are binary options - already banned for EU retail since 2018.
Nine US agencies adopt one data standard, effective October 1
Nine US regulators fixed ISO 17442, 4914 and 10962 as joint data standards from October 1 — a rule that changes no reporting requirement on day one.
Why ESMA’s CFD conflicts sweep leaves prop trading untouched
ESMA's 2026 Common Supervisory Action puts CFD broker conflicts under EU-wide inspection while its own risk-committee chair says prop trading is no priority.
US crypto perps went live before the swap definition was fixed
The CFTC cleared the first onshore bitcoin perpetual on May 29 by calling it a future. The SEC-CFTC consultation defining swaps closes August 24.
UK bond tape runs live as the EU finishes picking providers
ESMA completed its three-asset-class consolidated tape lineup on July 6, 2026, but none is authorised - while the UK's bond tape has run live since June 22.
Bank regulators give themselves 72 hours; banks get 36
The Fed, FDIC and OCC pledged 72-hour breach notice to banks, twice the 36-hour rule they enforce. What the July 16 guidance requires, and where it stops.
