The homepage FAQ was never finished

Scroll to the bottom of the Quantum Funding homepage and there is a block headed “Get your questions answered.” It lists four questions, including “Is Quantum Funding a broker?” and “Do I get real trading capital?”. In the raw HTML we fetched on 26 September 2026, every one of the four answers is the same designer’s filler: “Lorem ipsum dolor sit amet, consectetur adipiscing elit.” That is four placeholders out of four entries, and the German, Malay and Vietnamese homepages carry the same block.

Two of those unanswered questions are the ones a buyer most needs answered. The firm does answer them properly on its separate FAQ page: Quantum Funding says it “is not a broker and does not accept deposits”, and “All trading accounts provided by Quantum Funding are demo accounts with virtual money.” The information exists; it just never reached the page carrying the pricing tables and buy buttons.

The unfinished copy does not run deeper: the FAQ page, Terms & Conditions, Refund Policy, privacy policy, How it works page and roadmap contain no placeholder text. The rules and payout terms are written out in full. But a firm charging up to $2,399 per evaluation has not proofread its own front page.

$400K or $500K: the account ceiling depends on the page

The homepage hero says “Trade up to $500,000”, and the process section promises traders can “trade up to $500,000 in trading capital”. The FAQ page is more specific. Under “What is the maximum trading capital I can trade with?” it gives “$400,000 for 1-Step & 2-Step Challenges” and “$500,000 for 1-Step Prime Challenges”. The same split governs account merging: four $100,000 funded accounts can be combined into $400,000 on 1-Step or 2-Step, five into $500,000 on Prime.

So $500,000 is only available on the 1-Step Prime, which carries the strictest drawdown on the site. The FAQ also says “We offer six different account sizes”, while the homepage Prime table lists seven. The homepage tables contain a smaller slip too. On the $10,000 2-Step account, one table gives the Phase 2 target as “$400 (5%)” and another gives it as “$500 (5%)”. Five per cent of $10,000 is $500.

Payout terms: 14 days, $100 minimum, and three answers on the fee refund

According to the FAQ, a funded trader “becomes eligible for a payout 14 days after executing their first trade on a funded account, and eligibility recurs 14 days after each withdrawal.” The balance must be above the starting balance with no violations and no open positions. Payouts are “processed within 1-3 business days”, the processing clock starts one business day after the request, and “The minimum withdrawal amount for funded accounts is $100.” Payment is by bank transfer or crypto after Sumsub KYC. The roadmap lists a seven-day payout add-on, and banners advertise a promotional 90% split; we have tested neither.

The fee refund is where the firm’s pages stop agreeing with each other. The homepage and How it works page say the fee is refunded with the “third withdrawal”. Further down the same homepage, the feature list says “Receive 100% of the refundable challenge fee upon your fourth withdrawal”, and the FAQ says the fee is “fully refundable upon receiving your fourth payout.” Then the Refund Policy, which the T&Cs incorporate as §22, states: “Upon completion of a purchase, all sales are considered final, and no refunds will be issued under any circumstances.” The contract does not carve the payout reimbursement out, and the contract governs a dispute.

What we could not verify: Quantum Funding publishes no payout totals, no audited payout data and no payout ledger. We found no independent trader payout report with dates and amounts that we could confirm. On Trustpilot the firm scores 4.2 from 74 reviews (checked 26 September 2026); the firm invites customers to review. The most recent review, dated 16 April 2026, describes a refused payout and an account closed for alleged group trading; we cannot verify that account. In its reply the firm said it is “not affiliated with, nor connected to, the company ‘Quantum Funding Traders'”, a separate business it says has been confused with it.

The rules that end accounts

Trailing drawdown on Prime. On the 1-Step Prime, the 6% maximum loss is “calculated as a trailing drawdown based on the highest balance your account has achieved.” Grow $100,000 to $105,000, per the FAQ’s example, and the floor rises from $94,000 to $98,700, with no stated point where it stops.

30% consistency score. All Prime funded accounts are subject to a rule that “your largest single trading day may not account for more than 30% of your total accumulated profit at the time of payout request.” It delays the payout rather than breaching the account. Compare our Equity Edge review.

News ban on funded accounts. News trading is allowed in challenges but not once funded: no opening or closing trades two minutes either side of high-impact Forex Factory events, and “Any profits earned during this restricted period will be subject to removal.”

Discretionary clauses. A “Gambling Rule” covering over-leveraging is judged “at our sole discretion”. The T&Cs also say that after funding the firm assesses “profit factor, Sharpe ratio, Sortino ratio”, and may “end our collaboration” if a trader “lacks a solid market edge”. The same passage refers to “our invested capital”, which sits awkwardly beside the T&Cs’ statement that accounts “operate purely on a simulated basis”.

Low leverage on one-step products. 1-Step, Prime and Instant accounts trade forex at 1:10; the 2-Step gets 1:100.

How Quantum Funding compares

Programme	Profit target	Daily loss	Maximum loss	Min. days	Consistency rule
Quantum Funding 1-Step Prime	10%	3% of midnight equity	6%, trailing from peak balance	5	30% best-day cap (funded)
FTMO 1-Step	10%	3% of initial capital	10%, end-of-day trailing	Not listed for 1-Step	50% best-day cap
Quantum Funding 2-Step	8% then 5%	5% of midnight equity	10%, static	5	None stated
FTMO 2-Step	10% then 5%	5% of initial capital	10%, static	4	None stated
The5ers High Stakes	10% then 5%	5%	10%	3 profitable days	None stated

Figures from each firm’s published rules, 26 September 2026. Quantum Funding’s Prime asks for the same 10% target as FTMO’s 1-Step with 6% of trailing room instead of 10%, and a 30% consistency cap instead of 50%. Its 8% 2-Step target is lower than both rivals. For pricing context across firms, see our $100K account price comparison.

Regulatory posture: a Hong Kong company with no number on the site

The contracting entity is Quantum Funding Limited. The T&Cs (§24) place it at “Unit 2A, 17/F, Glenealy Tower, No.1 Glenealy Central”, Hong Kong. Nowhere on the site did we find a company or business registration number. We checked the homepage footer, the FAQ, the Terms & Conditions, the Privacy Policy, the Refund Policy, the About us, Contact and Roadmap pages. The footer shows a “Legal Notice” heading, but it links nowhere, and /legal-notice/ returns a 404.

A third-party register mirror, LtdDir, lists a Quantum Funding Limited with business registration number 76256968, incorporated on 1 March 2024 as a private company limited by shares, status “Live”, last annual return filed 8 April 2026, at the same Glenealy Tower address. We could not confirm the record on the Hong Kong Companies Registry‘s own e-Search service.

The governing-law clause contradicts itself. §24 first says the terms “are governed and interpreted in alignment with the legal jurisdiction relevant to the user”, then that “all trading activities and contractual agreements fall under the jurisdiction of Hong Kong law.” The terms are still “Version 1.0”, effective 26 March 2024.

Quantum Funding does not claim to be regulated, and we found no licence claim anywhere on the site. Accounts are simulated on cTrader; the firm does not name the broker behind the feed. One Trustpilot reviewer in May 2024 said it works with Purple Trading, which the firm does not confirm anywhere we found. For why most evaluation firms sit outside the regulatory perimeter, see our prop firm regulation explainer, and our AI Prop review for another firm whose broker question needed a second look.

Quantum Funding FAQ

Is Quantum Funding a broker?

No. The homepage answer to this question is placeholder text, but the FAQ page states that Quantum Funding “is not a broker and does not accept deposits.” It does not name the broker behind its cTrader accounts.

Do Quantum Funding traders get real capital?

No. The FAQ says all accounts “are demo accounts with virtual money”, and the T&Cs describe them as “purely” simulated. Profit-split payments are real money, at 80% as standard.

Is the Quantum Funding challenge fee refundable?

The firm’s pages disagree. The homepage and How it works page say the fee returns with the third withdrawal, while the FAQ and a homepage feature list say the fourth. The Refund Policy says no refunds are issued “under any circumstances”. Get the answer in writing before paying.

What is the maximum account size at Quantum Funding?

$500,000, but only on the 1-Step Prime programme, which uses a 6% trailing drawdown and a 30% consistency rule. The FAQ caps 1-Step and 2-Step allocations at $400,000, reached by merging funded accounts.

This review is independent editorial analysis and is not financial, investment, or trading advice, and is not an endorsement or solicitation. The Industry Spread has no affiliate or referral relationship with the firms covered. Proprietary trading challenges carry a fee that is generally non-refundable, most participants do not reach a funded account, and funded capital is the firm’s capital, not the trader’s. Terms change frequently — always verify current rules directly with the firm before paying any fee.