The contract calls it a prize, the homepage calls it profit

The headline promise on cyberfunded.com is that traders “keep 90% of every profit”. The general terms, in force since 1 October 2025, describe the same money differently. Clause 18.4.5(c) reads, verbatim: “Payouts, where applicable, are prizes for simulated activity and do not constitute interest, profits or consideration for financial services.”

It is not a stray line. Clause 1.5 says the funds are fictitious and that “unless expressly agreed otherwise, you will not be paid any compensation or profit based on the results of your simulated trading”. Clause 18.4.5(b) lets the firm “refuse, defer or cancel” payouts on risk indicators; 18.4.6 allows it to cancel them at sole discretion and without notice. A prize is discretionary in a way a profit share is not, it is taxed differently in most jurisdictions, and the terms put “any taxation of prizes/recognitions” on the trader. We made the same observation in our EverFunded review.

Payouts: what is published, what is not

The mechanics are specific. A request goes through the dashboard once the account is positive with no open positions. Confirmation takes one to two business days and payment “typically” a further one to two after approval. The minimum is $100, the firm charges no commission but passes on third-party fees, and the rails are PayPal, Paytiko cards and Confirmo crypto.

They also contradict the badge. The front page advertises “24h PAYOUTS” with a “Median 6h”. The challenges page says payouts run “on a 7-14 day cycle”. The rules pages say something different again: “The first payout will be processed 28 days after the request has been submitted.” A trader who clears Neon Step in three days is looking at roughly a month, not six hours.

What could not be verified. The firm publishes no audited payout data – no total paid, no payout ratio, no pass rate, no third-party attestation. The homepage carries a wall of payout certificates showing only initials and countries, $15,200 to “T.S. · Sweden” and $12,950 to “A.S. · Germany” among them, each said to carry a QR code linking to a public ledger; initials and a country are not identifying information, and we could tie no certificate to a counterparty. Nor could we find a single dated, first-hand payout report from a named trader on the public forums where prop-firm payouts are normally posted. Absence of complaints is not evidence of payment; on a firm this young it mostly reflects low volume.

The rules that will end accounts

The four-minute rule. Buried in the answer to “Does Cyber Funded enforce a consistency rule?” is a requirement that “each trade must remain open for at least 4 minutes in order to be considered valid”. Profit from shorter trades is removed, and the firm is explicit: “Any profit made under those 4 minutes will be deducted from the total balance. No warning or violation will be delivered.” A scalper can trade a whole cycle inside the published drawdown limits and find the proceeds stripped in silence.

News profit is capped. The homepage says “News and algorithms welcome”. The news rules page caps profit from any trade opened or closed within five minutes either side of a red-folder ForexFactory release at 1% of the initial balance. Excess is removed as a “Soft Breach”, two are tolerated, and “upon the third Soft Breach, the account will be permanently suspended”. Losses in that window are not adjusted. The firm’s own example turns $10,000 of clean profit plus $3,000 of news profit into $11,000, not $13,000.

The 2% trade-idea cap. Risk on one directional setup may not exceed 2% of the initial balance, with multiple same-direction positions counted as a single idea. Breaching it closes the account outright – tighter than the 4% daily limit implies, and enforced on exposure, not realised loss.

The daily reset compounds all three. GTC clause 19.2.1 defines the calendar day as “the period from midnight to midnight of the time currently in force in Italy (Rome time zone)”, while the rules pages write the reset as “00.00 CEST” – a zone that exists only from late March to late October, after which Italy runs on CET. The rules never say so, leaving the published reset undefined for roughly five months a year, and it is never the trader’s own midnight.

The founders answer that charge in the first person on the same page as the four-minute rule. “Unlike many proprietary trading models that rely on hidden constraints, restrictive rules, or structural obstacles designed to reduce payouts, our objective is fundamentally different. We are not in the business of preventing traders from reaching their payouts. We are in the business of building traders who deserve them,” they write on the consistency-rule page. The about page names them as Fabio Marchetti and “Patrick”, no surname given. The statement sits three paragraphs above the deduction that arrives with no warning.

How the one-step models compare

Cyber Funded publishes its own comparison table. We rebuilt it against the competitors’ live rules pages, checked 20 September 2026, using each firm’s one-step evaluation.

One-step evaluation	Cyber Funded (Neon Step)	FTMO (Challenge 1-Step)	FundedNext (Stellar 1-Step)
Profit target	10%	10%	10%
Daily loss limit	4%	3%	3%
Maximum loss	6%, static	10%, trailing end-of-day	6%, static
Minimum trading days	3	4	2
Standard profit split	80%	up to 90%	80%
Best available split	90%, after 4 months	90%	95%, paid add-on
First payout timing	28 days after request	on request, 14-day cycle	5 business days
Fee refund	with 1st payout	with 1st reward	with 3rd reward
Consistency gate	4-minute minimum trade	best day ≤50% of profit	none on 1-Step
Time limit	none	none	none

Cyber Funded’s own table lists FTMO’s split as “80%” against its own “Up to 90%”; FTMO’s live rules say traders earn up to 90% and get a 100% fee refund with the first withdrawal – the terms Cyber Funded sells as its differentiator, while its own standard split is 80%. That table also claims an 8% target and 10% maximum loss as Cyber Funded’s headline figures, which match none of its four models. FundedNext’s figures come from its trading objectives page; we covered a comparable mismatch in our Fondeo review.

The scaling plan invites the same treatment. “From $5K starter to $2,000,000 funded. Same rules at every step. No interview,” says the homepage; the rules require four months of activity, four consecutive payouts, at least 10% net simulated profit and a positive balance for each 25% step up. Compounded at 25%, $100,000 reaches $2,000,000 only after fourteen scale-ups – fifty-six months of unbroken four-payout consistency, and roughly twice that from the advertised $10,000 starter. “$2M” is a ceiling on a decade-scale ladder, not a destination.

The entity, the regulator and the press-logo strip

The operating entity is CyberFunded S.R.L., registered office Via Domenico Berra 8, Crescenzago (Milan) 20132, Italy, tax code and VAT 14310390969, REA number MI-2773765 with the Chamber of Commerce of Milan Monza Brianza Lodi. Share capital is €10,000, per the legal notice, which took effect on 1 October 2025 alongside the terms.

The firm is not regulated as an investment firm and says so: the footer states that “Cyberfunded does not provide investment services or accept client funds”, and the complaints policy puts it plainly – “CyberFunded is not a regulated financial services provider”. That is the normal posture for a simulated-account prop firm and is not in itself a criticism, but it means no prudential supervisor, no client-money segregation and no compensation scheme stands behind a payout request. The complaints policy routes every dispute internally – acknowledgement in five business days, review inside ten, one internal escalation – and then offers nothing beyond advising users to “consult an independent advisor”. The legal notice closes the last door, stating that CyberFunded “is neither obliged nor willing to participate in alternative dispute resolution procedures before ADR bodies”. Readers weighing regulatory risk should see our coverage of what happens when a regulator does take an interest in a prop firm and of the CFTC’s line on software-only relief.

The about page carries a strip headed “FEATURED ON THE RECORD” showing the logos of Forbes, Bloomberg, Reuters, Yahoo! Finance, Benzinga and MarketWatch. We searched each outlet for coverage of Cyber Funded or CyberFunded S.R.L. and found none: domain-restricted searches of forbes.com, bloomberg.com, finance.yahoo.com and benzinga.com return general prop-industry articles and nothing on this firm, and open searches pairing its name with each outlet returned nothing either. Reuters and MarketWatch block the crawler we used, so those two could not be tested the same way. We are not alleging the logos are false – a paid wire placement can surface on Yahoo Finance or Benzinga and leave little trace – but the strip is unsourced, the firm links none of the six to an article, and the honest description is a claim, not coverage.

The review numbers are checkable, and they do not match. The homepage badge reads “4.8 out of 5” for Trustpilot and “5.0 out of 5” for Google. Trustpilot’s own page for cyberfunded.com showed a TrustScore of 4.5 from 13 reviews when we checked it on 20 September 2026. Twelve are visible, every one is five stars, and all twelve were posted between 6 March and 9 April 2026 – a five-week burst, with nothing in the five months since. Trustpilot marks three of them as “invited”. Two carry the display names “Marchetti” and “Patrick”, the two names the about page gives for the firm’s founders; Trustpilot display names are not identity and we cannot establish who wrote them, but for a firm with thirteen reviews in total that is not a detail a reader should have to find on their own.

Frequently asked questions

Is the Cyber Funded profit split 80% or 90%?

Both appear on the site. The homepage and challenges page advertise 90%, and the homepage adds 95% “from month four”. The rules pages state the standard split is 80%, rising to 90% only after a scale-up requiring four months, four consecutive payouts and 10% net profit. The 95% figure appears in no rules page we could find.

How fast does Cyber Funded actually pay?

The homepage advertises 24-hour payouts with a six-hour median. The rules pages say the first payout is processed 28 days after the request, bi-weekly thereafter, $100 minimum, with review and approval adding one to two business days each. Nothing in the published rules supports a same-day first payout.

Is Cyber Funded regulated?

No. CyberFunded S.R.L. is an Italian limited company with €10,000 of share capital. It is not authorised as an investment firm, does not hold client funds, and states in its terms that none of its services constitutes an investment service. All accounts are simulated.

Can I trade news and use expert advisors?

Algorithms are permitted. News trading is permitted with a cap: profit from trades opened or closed within five minutes either side of a high-impact release is limited to 1% of the initial balance, the excess is removed as a soft breach, and a third soft breach permanently suspends the account. Swing accounts are exempt.

Is the challenge fee really refundable?

The firm says it is “fully reimbursed with your FIRST payout”. Since that payout is processed 28 days after a request which itself requires a completed evaluation, completed KYC and a positive balance, the refund sits far downstream of the purchase, and traders who breach a rule earlier do not get it back. Accounts are also sized in dollars and invoiced in euros, so the conversion and any card FX charge sit with the buyer.

This review is independent editorial analysis and is not financial, investment, or trading advice, and is not an endorsement or solicitation. The Industry Spread has no affiliate or referral relationship with the firms covered. Proprietary trading challenges carry a fee that is generally non-refundable, most participants do not reach a funded account, and funded capital is the firm’s capital, not the trader’s. Terms change frequently — always verify current rules directly with the firm before paying any fee.