Verdict
WeGetFunded suits a French-speaking MT5 trader who wants low entry fees, news trading and no stop-loss requirement, and who reads the contract before the homepage. It does not suit anyone budgeting on “up to 100%”. The biggest caveat sits in section 18.6 of its terms: every funded trader is “subject to” a Live Programme the firm triggers at its sole discretion. Once triggered, a payout is uplifted to 110%, but only a fifth of that reaches the trader’s bank; the rest becomes Live-account credit.
Key terms, from the firm’s own pages
- Challenge fee: €278 for a 100K one-step, €498 for a 100K two-step, €1,398 for a 60K Instant account, per the live price catalogue on the homepage, read on 11 September 2026.
- Activation fee: €149.90 after passing, payable within 48 business hours or the pass lapses; or €99 upfront, non-refundable, via the One Time Payment option (FAQ).
- Profit split: 80% by default; 90% or 100% as paid add-ons priced at 20% and 25% of the fee; 70% on Instant; 80% once moved to Live (terms, s.18).
- Profit target: 6% on the one-step; 8% then 5% on the two-step. None once funded.
- Maximum drawdown: 4% end-of-day trailing on the one-step, locking at the starting balance; 10% static on the two-step; 5% on Instant.
- Daily loss limit: 5% on the two-step, 3% on Instant, none on the one-step funded account.
- Payouts: every 14 days from the first funded trade; minimum $100; maximum 50% of cumulative profit, capped at $4,000 per request on a 100K account.
- Minimum days: 2 (one-step), 5 per phase (two-step), then 7 “active” days funded, each needing closed gains of at least 0.50% of the starting balance.
The Live clause: 110% on paper, 20% to your bank
The FAQ presents Live as a promotion: “Le passage en Live n’est pas automatique” (moving to Live is not automatic), reserved for traders who have “prouvé qu’ils savent gérer le risque”. The terms read differently. Section 18.6.1 opens: “Tout trader financé chez WGF est assujetti au Programme Live” — every funded trader at WGF is subject to the Live Programme — and says the move “relève de la seule appréciation de la propfirm” — rests on the firm’s sole judgement. Neither document gives the trader a right to decline.
Once triggered, the eligible payout becomes a “Payout Majoré” of 110%. Section 18.6.2 then splits it: 20% is paid to the trader; 30% is credited to the Live account (or 50% with no cash at all, under the second option); the remaining 50% is released as further Live-account credit in two 25% tranches, at +1% and then a further +2% of the “capital initial nominal”, defined as the contractual account size. The FAQ is candid: “Pas entièrement en cash, et c’est volontaire” — not entirely in cash, deliberately.
On the largest request a 100K account allows, $4,000 becomes $4,400. Assuming the Live account carries the same $100,000 nominal size: under option one, $880 goes to the bank and $1,320 to the Live account; $1,100 more is credited after $1,000 of Live profit and a final $1,100 after another $2,000. Under option two, the bank receives nothing. Section 15 adds that the funded account which led to Live “sera automatiquement désactivé”, and Live profits are split 80/20 “sauf mention contraire écrite” — so a paid 100% split drops back to 80%.
The site footer also states that participants “ne passent pas d’ordres de marché en direct” — place no live market orders — while the Live FAQ promises “un environnement réel” and the terms route Live through an unnamed “courtier partenaire”. And the terms declare that Live-account credits “ne constituent pas un dépôt du trader”. Neither document says whether, or when, that credited balance can itself be withdrawn.
Payouts: what WeGetFunded publishes, and what it could not show
The homepage claims “plus de 300 payouts” totalling over a million dollars in 2024, “1.8M$+” in cumulative 2025 payouts, “10 000+” funded traders and a largest single reward of $40,000, credited to a “Sarah G.”. None is audited or itemised. The FAQ describes payouts as “un paiement garanti”, yet section 19 of the terms reserves the right to “refuser, différer” any withdrawal on suspicion of rule breaches or “incohérence de comportement”.
All positions must be closed before a request. Review takes “entre 4 et 7 jours ouvrés”, and payment goes “exclusivement via notre partenaire RISE”, in US dollars, after the trader clears Rise’s own identity checks. That contradicts the homepage, which promises withdrawals “dont le virement bancaire et la cryptomonnaie”. One customer quoted on WeGetFunded’s own homepage, “David S.”, noticed: “on peut déposer en crypto mais pas retirer en crypto.”
Eligibility also conflicts: one FAQ answer requires “au minimum 5 jours de trading”; the programme rules and terms require seven profitable days. The terms rank above the FAQ.
Independent reports are mixed. Trustpilot showed a TrustScore of 3.9 from 1,003 reviews on 11 September 2026: 710 five-star and 158 one-star, 780 of them in French. The homepage, on the same day, advertised “4.7” from “800 avis” in one block and “plus de 900 avis” in another. A January 2026 reviewer alleged free challenges were offered in exchange for reviews; the firm replied that it obliges no one to post a positive review. On payouts, its standard line to reviewers is: “As long as the rules are respected, payouts are processed normally and within the announced timeframes.”
What could not be verified: any payout total; how many traders have been moved to Live, or what they received; the identity of the Live broker; and whether Live credits are withdrawable.
The rules that fail traders
- Profitable-day counting. Losing or flat days do not count toward the seven funded days, so small winners can mean weeks before eligibility.
- The 30% daily PnL cap. No single day may exceed 30% of total funded profit, checked “uniquement au moment de votre demande de retrait”. A $300 best day requires $1,000 of total profit before any request.
- The 50% withdrawal cap. Requests are limited to half of cumulative profit and a fixed ceiling — $1,000 on 25K, $2,000 on 50K, $4,000 on 100K, $5,000 on 200K. After a withdrawal the drawdown floor stays at the starting balance.
- Manual final review. Replying to a trader refused after six weeks, WeGetFunded wrote on Trustpilot that non-invalidation “ne constitue pas une validation implicite : seule la revue finale fait foi.”
- Banned strategies. High-frequency trading, tick scalping, grid trading, one-way betting, copying other traders and hedging across accounts are all prohibited; the FAQ warns detection means closure “sans préavis”.
WeGetFunded vs FTMO vs The5ers
| 100K two-phase programme | WeGetFunded 2 Steps | FTMO 2-Step | The5ers High Stakes |
|---|---|---|---|
| Fee | €498 + €149.90 activation | €540 (€439 promotion shown) | $491–$545 (two versions listed) |
| Targets (phase 1 / 2) | 8% / 5% | 10% / 5% | 10% / 5% |
| Daily / maximum loss | 5% / 10% | 5% / 10% | 5% / 10% |
| Minimum days per phase | 5 | 4 | 3 profitable |
| Funded split at 100K | 80% | 90% | 80% |
| Funded-day rule | 7 days at ≥0.50% gain | 0 required | 3 at ≥0.5% to scale |
Sources: FTMO’s trading objectives and The5ers’ High Stakes page, read 11 September 2026. WeGetFunded’s entry fee and first target are lower, but the €149.90 activation fee lifts the all-in cost to €647.90, above FTMO’s €540, and its default split trails FTMO’s 90% unless you pay for more. Our FTMO review and The5ers review cover both in detail.
Who you are contracting with
The footer names WeGetFunded LTD, registered in Saint Lucia under number 2025-00757 at Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet — a registered-agent address this site has recorded for more than a dozen other prop firms; a shared agent is not common ownership. Payments run through Catalyst Creations FZCO, IFZA Business Park, Dubai, licence 32875, which the terms call “une filiale” and which Wayback Machine captures from June 2024 and January 2025 show as the company named in the site’s disclaimer. An office is leased at 24 Ketevan Tsamebuli Ave, Tbilisi. None could be independently confirmed.
The firm’s November 2023 Medium post names Marc Masure and Valentin Pinault as founders and says beta launched in July 2023; the domain was registered on 11 December 2022. The About page credits an unnamed “Notre CEO” and says 80 investors funded the project by buying NFTs. A July 2023 post priced those tokens with shares of annual net profit: 1% across 7 copies, 0.5% across 15 and 0.1% across 55 — 20% of profit if all sold.
WeGetFunded holds no financial-services licence that TIS could find, and its evaluation accounts are simulated. The About page nonetheless lists “Mise en place d’un cadre régulé” as a 2025–2026 milestone without naming a regulator. Neither wegetfunded.com nor Catalyst Creations appears on the French regulator’s AMF blacklists in the versions dated 4 and 10 September 2026; absence is not authorisation. The name, entities, Tbilisi address and founders match no firm TIS has reviewed. See our prop trading regulation analysis and, for another payout paid partly in credit, the FundingTraders review.
Frequently asked questions
Is WeGetFunded legit? It has operated since July 2023, publishes detailed rules and holds a 3.9 Trustpilot score across 1,003 reviews, including first-hand payout reports. It is unregulated, its payout totals are self-reported, and its terms let it convert payouts into Live-account credit.
Can WeGetFunded move me to its Live Programme without asking? The terms make every funded trader subject to Live and leave activation to the firm’s sole discretion. Neither the terms nor the FAQ describe an opt-out. On activation you choose between 20% cash plus 30% Live credit, or 50% Live credit and no cash.
How much can I withdraw at once? Half of your cumulative profit, up to $1,000, $2,000, $4,000 or $5,000 per request on 25K, 50K, 100K and 200K accounts. Instant accounts cap at $850, $1,500 and $3,000. Requests can be made every 14 days from your first funded trade.
Does the 100% split survive a move to Live? Not by default. Section 18.6.4 sets Live profits at 80/20 “sauf mention contraire écrite”, unless otherwise agreed in writing. A trader who paid the 25% surcharge for 100% would therefore lose that uplift on promotion. Ask for the written exception before paying.
This review is independent editorial analysis and is not financial, investment, or trading advice, and is not an endorsement or solicitation. The Industry Spread has no affiliate or referral relationship with the firms covered. Proprietary trading challenges carry a fee that is generally non-refundable, most participants do not reach a funded account, and funded capital is the firm’s capital, not the trader’s. Terms change frequently — always verify current rules directly with the firm before paying any fee.
Abdelaziz Fathi
Abdelaziz Fathi covers the intersection of forex/CFD brokerage, regulation, liquidity, fintech, and digital assets. With a B.A. in Finance and hands-on industry exposure, Aziz blends analytical rigor with clear storytelling to make complex market structure understandable for traders, brokers, and fintech professionals.
