It was in December 2023 that the prominent multi-asset platform launched Exchange-Traded Funds (ETFs), shortly after the successful launch of high-yield Fractional Bonds, further diversifying the platform’s offerings.
The introduction of personalized ETF portfolios marks a significant advancement for Mintos. These portfolios are designed for long-term, diversified investments and are offered with zero commissions. This new feature allows investors to tailor their investment strategies to align with their individual financial goals and risk tolerance.
A survey conducted by Mintos, involving 1100 customers, revealed a strong interest in ETFs among its clientele. An impressive 80% of respondents who had not yet invested in ETFs indicated their intention to do so in the near future. This statistic underscores the growing popularity and demand for ETFs as an investment category.
One of the primary challenges facing potential ETF investors, as identified in the survey, is a lack of knowledge. Many individuals feel overwhelmed by the array of investment choices, the complexities of tax implications, and the overall investment process. Additionally, the intricate and often opaque fee structures of many investment platforms have been a source of concern for investors looking for transparent and trustworthy options.
The ETF offering from Mintos includes a range of features designed to ease the investment experience. The platform has curated personalized ETF portfolios with renowned providers like Amundi, iShares, JP Morgan, and Vanguard. These portfolios are tailored to different risk levels, automatically adjusting the balance of bond and stock ETFs to meet specific investment objectives.
Mintos has set a low minimum investment threshold of just 50 EUR and offers the service without any fees. This approach enhances accessibility, allowing investors of all capacities to develop a flexible and diversified investment strategy. Additionally, Mintos supports tax-efficient rebalancing, automatically selecting tax-optimized ETFs and adjusting portfolio allocations as investments grow, further enhancing the appeal of its investment platform.
